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United States Congress House Committee on Financial Services Subcommittee on Financial Institutions and Consumer Credit

Works: 192 works in 704 publications in 1 language and 75,152 library holdings
Genres: Rules  Legislative hearings 
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Understanding the effects of the repeal of regulation Q on financial institutions and small business : hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, second session, March 1, 2012 by United States( )

5 editions published in 2012 in English and held by 610 WorldCat member libraries worldwide

"In the wake of the stock market crash and the financial crisis leading up to the Great Depression, many steps were taken to enhance regulation of the financial sector. One such item was the Federal Reserve prohibition on banks paying interest on demand deposit accounts, commonly referred to as Regulation Q or Reg Q. In the years leading up to the crash, there was an increasing trend of financial institutions competing with each other by offering higher interest rates on demand deposit accounts. In 1933, Federal regulators responded by promulgating Reg Q, which prohibited the payment of interest on demand deposits"--Page 1
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Associated Subjects
Administrative regulation drafting Bank accounts--Law and legislation Bank failures Bank failures--Government policy Banking law Bank investments--Government policy Bank loans--Law and legislation College students as consumers College students--Attitudes College students--Economic conditions College students--Finance, Personal Community banks Community Reinvestment Act of 1977 (United States) Consumer credit Consumer credit--Government policy Credit cards Credit ratings Credit scoring systems Debit cards--Law and legislation Deposit insurance Discrimination in employment Discrimination in employment--Law and legislation Discrimination in insurance Discrimination in mortgage loans--Law and legislation Electronic funds transfers--Law and legislation Employee screening--Law and legislation Federal Deposit Insurance Corporation Financial literacy Financial services industry Financial services industry--Government policy Financial services industry--Law and legislation Foreclosure Foreign exchange--Government policy Illinois--Oak Park Insurance--Rates Interchange fees (Banking)--Law and legislation Interest--Government policy Interest--Law and legislation Internet gambling--Law and legislation Legislative oversight Loans, Personal Loans, Personal--Law and legislation Mortgage loans Mortgage loans--Government policy Nonbank financial institutions--Law and legislation Payday loans Subprime mortgage loans Transparency in government--Law and legislation United States United States.--Consumer Financial Protection Bureau
Alternative Names

controlled identityUnited States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit

United States. Congress. House. Subcommittee on Financial Institutions and Consumer Credit

English (83)