WorldCat Identities

Rose, Jonathan Derek

Works: 4 works in 20 publications in 1 language and 549 library holdings
Genres: History  Academic theses 
Roles: Author
Classifications: HG3729.U5, 332.7220973
Publication Timeline
Most widely held works by Jonathan Derek Rose
Well worth saving : how the new deal safeguarded home ownership by Price Van Meter Fishback( )

9 editions published in 2013 in English and held by 471 WorldCat member libraries worldwide

"Well Worth Saving tells the story of the disastrous housing market during the Great Depression and the extent to which an immensely popular New Deal relief program, the Home Owners' Loan Corporation (HOLC), was able to stem foreclosures by buying distressed mortgages from lenders and refinancing them. Drawing on historical records and modern statistical tools, Price Fishback, Jonathan Rose, and Kenneth Snowden investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and early '30s. Combining this with the stories of those involved, the book offers a clear understanding of the HOLC within the context of the housing market in which it operated, including an examination of how the incentives and behaviors at play throughout the crisis influenced the effectiveness of policy."--
The New Deal and the origins of the modern American real estate loan contract by Jonathan Derek Rose( )

6 editions published in 2012 in English and held by 61 WorldCat member libraries worldwide

Abstract: The introduction of the direct reduction (fully-amortized) loan contract to the U.S. residential mortgage market is an important instance of financial innovation. We describe the adoption of this contract within the building and loan (B & L) industry beginning in the 1880s and culminating in the 1930s. A long chain of complementary innovations at B & Ls gradually reduced the costs of adoption, leading to moderate use by the 1920s. The poor performance of traditional contracts during the crisis of the 1930s then radically altered the adoption calculus. At this point a new system of federal savings and loan charters incorporated many of the innovations that had been adopted within the small segment of the B & L industry that had introduced direct reduction lending by the 1920s. The B & L transition in mortgage contracts occurred primarily in the conventional loan market because B & Ls, unlike other lenders, generally avoided the use of the new FHA insurance program
Collateral damage : the impact of foreclosures on new home mortgage lending in the 1930s by Price Van Meter Fishback( )

3 editions published in 2018 in English and held by 12 WorldCat member libraries worldwide

Foreclosures led to severe disruptions in home mortgage lending during the recent Great Recession and the Great Depression of the 1930s. It is difficult to measure these impacts in the modern market where origination, funding and servicing are separated within complex lending structures, but during the 1930s local building & loans (B&Ls) combined all three functions. We measure the impact of foreclosures on new mortgage lending using a panel of all B&Ls in 4 states. The foreclosure overhang explains about 30 percent of the drop in new mortgage lending by B&Ls as the housing crisis intensified between 1930 and 1935
Government interventions in times of economic crisis by Jonathan Derek Rose( )

2 editions published in 2009 in English and held by 5 WorldCat member libraries worldwide

Audience Level
Audience Level
  Kids General Special  
Audience level: 0.38 (from 0.34 for Well worth ... to 0.76 for Government ...)

Alternative Names
Rose, Jonathan.

Rose, Jonathan D.

Rose, Jonathan D. (Jonathan Derek)

Rose, Jonathan Derek

Rose, Jonathan (Jonathan Derek)

English (20)